Who We Are
At Flo2Cash our goal is to be the leading, most innovative, most diverse merchant acquiring and direct debit payment platforms for financial institutions, payment facilitators and end user merchants worldwide.
Our journey to achieving this goal is filled with continuously innovating and developing new payment products and building strategic partnerships and infrastructure globally.
Headquartered in Auckland, New Zealand, Flo2Cash employs a global team with unparalleled experience and unlimited imagination. Currently, Flo2Cash have offices in four countries across the globe including:
- Auckland, New Zealand
- Melbourne, Australia
- Kuala Lumpur, Malaysia
- Toronto, Canada
What We Do
Flo2Cash provides acquirers and processors with proven, robust merchant acquiring systems with a strong focus on risk management and card scheme compliance requirements. Our systems and technologies are utilized by financial institutions, government entities, large corporates and payment facilitators.
Acquiring, Monitoring & Management
The effectiveness of the merchant acquiring management and monitoring processes and systems directly determine the bottom line of the acquiring portfolio. This is paramount from both account and risk management perspectives.
Flo2Cash’s merchant management system is designed with automated alerts and reporting mechanisms that allow for ease of management reporting and identification of anomalies. We build these monitoring tools based on Card Scheme best practices and years of experience in the credit industry.
Risk Management
Flo2Cash Risk Management module is a complete fraud detection and prevention solution to manage risk across merchant portfolios and customer accounts. It effectively controls and reduces card fraud with set parameters tightly linked to merchant application assessment and on-going monitoring of merchants. Our philosophy is simple: risk management for an acquirer or payment facilitator is as effective as its ability to manage and monitor its merchants and its effectiveness of linking its risk assessment to its transactional platform. One of its key features is to set an approved credit limit and card acceptance range on a merchant level and applying that to the transaction gateway. This puts automated granular controls onto each and every single one of the merchant on the acquiring platform and provides a clear vision to potential charge-back risks, mitigation and calculated exposure at any given time.
Card Scheme Compliance
Flo2Cash believes in the importance and purposes of Card Scheme Compliance. With Scheme Compliance built in the design, it streamlines the process of meeting compliance requirements on a regular basis and provides a solid platform that is aligned with the industry best practices.
Consulting – Processes & Requirements
At Flo2Cash, we understand the complexity of merchant acquiring, the compliance requirements that come with it and the best practices of operating a payment facilitator model.
Our consulting services employ a purposely built framework that not only is part of setting up the Flo2Cash acquiring systems, but also provides the training and best practices on the processes of operating an acquiring model.
White Label Options
Flo2Cash merchant acquiring systems offer a fully-fledged white label option, with which acquirers and processors can easily customize the system to create or maintain a brand that is theirs. So you can effectively own and customize your very own merchant acquiring system.